To primarily be responsible for ensuring that the budgeted numbers of BancTakaful sales within the assigned region is achieved with the assistance of the sales team.Key Responsibilities:
Achieve the set sales targets for the assigned region on a monthly basis by regularly tracking and reviewing performance of the sales team.
Manage, retain and develop business relationships in order to enhance the sales volume and business growth.
Ensure cross selling of other DIB products to existing customers in increase the fee generated.
Ensure adherence to credit parameters and products manuals so as to improve / maintain the quality of the business within acceptable limits, minimum TAT & high level of customer service.
To review and provide regular Sales reports and market feedback to the management in order to facilitate decision making to improve the quality, performance and competitiveness of the banks products and services.
To ensure that all the sales activities and documentations are complying to DIB SOP manuals, regulatory and audit requirements and sharia principles.
Ensure that all ethical sales process and procedures are executed while selling in line with the Sharia standards and guidelines and products are being sold on accordance to the appropriateness and realistic customers income suitability/needs.
To ensure a high level of portfolio credit quality is maintained across the allocated sales portfolio by reducing Non-performing loans ratio.
To monitor activity of sales team and motivate and provide guidance to develop /improve their skills and productivity by arranging on the job training and other training initiatives.
All the above accountabilities include but not limited to any additional/new tasks or responsibilities assigned by the line ManagerCompetencies/Skills
Minimum Diploma /High Diploma and above.
Minimum 3 to 4 years experience in BancTakaful Sales Function preferably in reputed banks & Financial institution.