What you will do:Market Insights

• Leading the research and analysis of the AFF business channels

• Manage and challenge the business entities sales planning objectives and actions through reporting.

• Provide thought leadership to all stakeholders on emerging topics such as e-mobility, ownership autonomous driving and the resulting risks and opportunities to the Al Futtaim Financial Services.

• Drive and evolve insightful market / competitor / economic reporting, demonstrating significant depth of knowledge and increasing the quality of information provided to senior management.

• Devise and develop enhanced analytics applications, to deliver both market and business insights through the design, development and maintenance of management reporting.

• Use expertly defined KPIs which are aligned to Strategy 2023 objectives to measure business entity performance and facilitate value-add discussions across the Group based on these insights.

Product Management

• Establish and implement a centre of excellence for product price positioning and transaction price monitoring to facilitate optimization of revenue & profit by the business entities across AFF - domestic and international.

• Determine a standardized methodology of product and price monitoring (key competitor(s), core model, basket, value table management, MI source and provider) and implement a standardised reporting mechanism.

• Standardize Method - propose and agree what is tracked based on available market- and internal data sources.

• Issue monthly pricing reports including recommendations for business entity actions. Monitor their impact in cooperation with financial controlling.

• Issue monthly transaction price tracking reports to support business entities to optimize their tactical sales programs.

• Regular monitoring of finance rates.

• Managing commercial relations with partner banks. Including;

o Commercials and partnership relationship managemento Policy and demographic insights/reviewso Month by month volume trackingo Annual budget settingo Intermediate between partner bank teams and internal stake holders (Finance, Operations, Brands etc.)

• Enhance Project Support (in Addition to internal projects)

o Participate in Special initiates by the Brands (Example Land Cruise, Litecae)o Participate in Business Development COE initiatives (BYD, EV Chargers)

• Marketing

o Campaigns handling with partner banks or in-houseo Collateral design inputso Marketing material development and library managemento AFF Website management and Liaise for all departmento Campaign planningo Marketing Support

• Extension on Product Portfolio (in Addition to AFF)

o International Marketso Hertzo Moov

• Support

o Sales support in key performance trackingo Operations support on enhancement of existing process flows

• Internal Stakeholder Relationship Management

o Brands (Mainly Pricing and Marketing teams)o ALACo COEo Oriento EIT (Systems)o EIT (Digital)

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