Job purpose:Mentor, coach, and support with supervising the AML officers in their day to day operations to ensure that all the transactions (both banking business and merchant business lines) that go through Geidea's system are abiding by the risk and compliance regulations, and is responsible for reporting suspicious activities to the relevant authorities. In addition, is responsible for performing Customer Identification Program (CIP), KYC, and AML compliance functions including efficient gathering and reviewing of new client information, as well as monitoring financial transactions for existing clients to identify suspicious activities.Key accountabilities and decision ownership: (max of 7 accountabilities not main or daily duties or tasks)

• Mentor, coach, and support the head of department with supervising AML junior officers.
• Investigate and assess alerts relating to potential money laundering risks and ensure efficient and timely identification and monitoring of activities and transactions considered suspicious
• Undertake client due diligence checks and determine the nature and level of due diligence required to comply with AML Regulations
• Liaise with Sales to ensure client identification is maintained up to date and changes in structure and beneficial ownership are properly documented.
• Validate KYC documentation
• Conduct research as part of due diligence using databases, external and internal sources
• Stay up to date with money laundering and terrorist financing behaviours, issues, policies, regulations, criminal typologies, industry best practices, and developing trends

Geidea's Values:

• Customer first
• Open
• Real
• Bold
• Resilient
• Collaborative

Must have technical / professional qualifications (knowledge & Skills level of presence in the job (High/Medium/Low)

• Bachelor's degree in any field
• 3 to 5 years risk/compliance experience in a financial institution (bank, fintech, etc) including anti-money laundering specific experience
• At least one certificate in AML is a must - CAMS
• Central Bank of UAE regulations knowledge - preferred
• Merchant Acquiring experience is a must
• Central Bank of UAE regulations knowledge of AML regulations and RPSCS is a must.
• Arabic speaker is preferred.
• Core Skills required:

-Problem Solving - Medium
-Leadership - Medium
-Interpersonal Skills - High * Other job specific core skills (Head- Hand - Heart):- Analytical skills - HighFinancial Factors of the Job: Define the financial responsibility for the Job. [This may not be applicable for all Jobs].NoneKey Success Factors (max of 5 Key Success Factors, should be numbers or % to be measured)

• KYC and KYB checking (documentation) - Number of received suspect cases
• AML risk rating (system)
• Identifying suspicious transaction - Number of received suspect cases
• Reporting (measure to be defined) and raising of suspicious transaction reports.

Operational Factors of the Job (Level of presence in the job (High/Medium/Low):

• Decision Making: Medium
• Execution: High
• Customers\' Interaction & Experience: High
• Products / Services Interaction: High
• Impact of the job (Job-related Risks): High

Structural Metrics of the Job:

• Number of direct reports: None
• Number of non- direct reports (dotted) None
• The layer of this job in the organization structure N-3
• Communication framework of the job:
• Internally with:

Sales * Operations

• Risk
• Externally with:

Merchants (in investigation visits) * RegulatorWork Conditions: very important to define the job complexity and special conditions which might affect the grading level e.g. from electrical work, work at heights, driving, working at night, risks to sight, extensive travel is required, etc.

• In-doors:100%
• Out-doors: depends on the merchant visits required
• Work Hazards: Normal
• Shift Based: NO
• Days Off:2 Days Off
• Working Hours: 45 hours/week

Geidea