Company DescriptionFAB, the UAE's largest bank and one of the world's most secure financial institutions, is dedicated to creating value for its employees, customers, shareholders, and communities. Through innovation, agility, and differentiation, FAB is committed to fostering growth. We are looking for top talent and your success is our success. Accelerate your growth as you help us reach our goals and advance your career. Be ready to make your mark a top company, in an exciting and dynamic industry JOB PURPOSE:The job role forms key part of PB Credit by recommending new credit and extensions of credit facilities through analysis of financial documents and provides support to the UAE branches and DSF, key accountabilities include credit review of mortgage loans.KEY ACCOUNTABILITIES:Core responsibilities\xe2\x96\xaa Develops Proposal Related to Credit Transactions and Risks based on Clients Financial information reviewed through related documents\xe2\x96\xaa Evaluates Clients Credit Data and information and financial statement in order to determine the degree of risk associated with the account and facilitate the decision-making process based on credit worthiness\xe2\x96\xaa Ensure that the credit documentation is complete for the purpose of facilitating the application process and ensures approvals on the same are obtained from delegated authority.\xe2\x96\xaa Manages the exception level (insufficient/deferred security documents, and exception reports) efficiently and within the specified standards and timelines.\xe2\x96\xaa Ensure timely and accurate Productivity reports are maintained and forwarded on timely basis to reporting Manager. Policies, Systems, Processes, & Procedures\xe2\x96\xaa Ensures to comply with audit requirements, internal and external reporting obligations in line with the policy guidelines, to ensure high standards of uniformity and consistency across FAB. Adherence to policies, processes and procedures of FAB along with Central Bank Regulations Self- Management Responsibilities\xe2\x96\xaa Defines performance goals at the start of the year in discussion with the reporting manager and ensures that the goals are achieved during the course of the year.\xe2\x96\xaa Identifies training and development requirements for self and agrees on them with the reporting manager to ensure that the required trainings are arranged and attended.\xe2\x96\xaa Strives to achieve the highest levels of proficiency on all the competencies and skills required to perform the role.\xe2\x96\xaa Keeps abreast of professional developments, new techniques and current issues through related trainings. People\xe2\x96\xaa Maintain professionalism and effective communication with colleagues within the Unit and all other Departments\xe2\x96\xaa Adhere to your individual duties and responsibilities at all timesQualificationsMinimum Qualification\xe2\x96\xaa Bachelor's degree in Business Administration, Management, Banking or any related discipline.Minimum Experience\xe2\x96\xaa 3 years\' relevant experience, including 1 year in similar role

First Abu Dhabi Bank