Sme Loan And Business Account Executive
Dubai, United Arab Emirates
Job Description
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Job Summary: The SME Loan and Business Account Executive is responsible for managing relationships with small and medium-sized enterprises (SMEs), promoting and selling loan products, and maintaining business accounts. The role involves assessing the financial needs of SMEs, providing tailored solutions, and ensuring customer satisfaction. Key Responsibilities:
- Client Acquisition and Management:
- Identify and approach potential SME clients.
- Build and maintain strong relationships with existing and new clients.
- Conduct thorough assessments of clients\' financial needs and business conditions.
- Loan Promotion and Sales:
- Promote SME loan products to meet client needs.
- Explain loan products, terms, and conditions to clients clearly.
- Assist clients in the loan application process and ensure timely submission of required documentation.
- Financial Analysis and Risk Assessment:
- Conduct detailed financial analysis of clients\' businesses.
- Assess creditworthiness and risk factors of potential borrowers.
- Prepare and present loan proposals to the credit committee for approval.
- Account Management:
- Manage and monitor clients\xe2\x80\x99 business accounts.
- Ensure proper account opening procedures are followed.
- Provide ongoing support and advice to clients regarding their accounts and loan products.
- Compliance and Documentation:
- Ensure all transactions and documentation comply with company policies and regulatory requirements.
- Maintain accurate and up-to-date client records.
- Market Research and Analysis:
- Stay updated on market trends and competitor products.
- Provide feedback and suggestions for product improvements based on market research.
- Customer Service:
- Address and resolve client inquiries and issues promptly.
- Ensure a high level of customer satisfaction.
- Bachelor\xe2\x80\x99s degree in Finance, Business Administration, Economics, or a related field.
- Proven experience in sales or account management, preferably within the financial sector.
- Strong understanding of SME financial products and services.
- Excellent communication and negotiation skills.
- Proficient in financial analysis and risk assessment.
- Strong organizational and time management skills.
- Ability to work independently and as part of a team.
- High level of integrity and professional ethics.
- Experience with CRM software.
- Knowledge of the local SME market.
- Certification in financial analysis or related fields.
- Office environment with occasional travel to client sites.
- May involve working outside regular business hours to meet client needs.
- Sales: 1 year (Preferred)
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Job Detail
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Job IdJD1682280
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDubai, United Arab Emirates
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EducationNot mentioned