Risk AnalystDepartment: Risk B2CEmployment Type: Full TimeLocation: RemoteReporting To: Aleksey BalabayDescription

• Risk Analysis and Mitigation: Conduct in-depth analysis of our credit and operational risk exposure. Develop and implement strategies to mitigate identified risks.
• Model Development: Create and refine predictive models for assessing credit risk, fraud, and defaults. Ensure models are up-to-date with market trends and regulatory requirements.
• Data Analysis: Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance.
• Regulatory Compliance: Ensure all risk management activities comply with regulatory requirements and industry standards. Stay updated on relevant regulations and advise on compliance strategies.
• Stakeholder Communication: Communicate risk findings and recommendations to stakeholders, including senior management and department heads. Guide risk mitigation measures.
• Project Management: Lead risk-related projects, including the integration of new technologies or methodologies into the risk framework.
• Continuous Improvement: Continuously seek to improve risk management processes and strategies through innovation and adopting best practices.

Key Responsibilities

• Risk Analysis and Mitigation: Conduct in-depth analysis of our credit and operational risk exposure. Develop and implement strategies to mitigate identified risks.
• Model Development: Create and refine predictive models for assessing credit risk, fraud, and defaults. Ensure models are up-to-date with market trends and regulatory requirements.
• Data Analysis: Utilize big data analytics to identify risk patterns and insights. Develop reports and dashboards to monitor risk metrics and performance.
• Regulatory Compliance: Ensure all risk management activities comply with regulatory requirements and industry standards. Stay updated on relevant regulations and advise on compliance strategies.
• Stakeholder Communication: Communicate risk findings and recommendations to stakeholders, including senior management and department heads. Guide risk mitigation measures.
• Project Management: Lead risk-related projects, including the integration of new technologies or methodologies into the risk framework.
• Continuous Improvement: Continuously seek to improve risk management processes and strategies through innovation and adopting best practices.

Skills, Knowledge & Expertise

• Bachelor\'s or Master\'s degree in Finance, Economics, Statistics, or a related field.
• Minimum of 2 years of experience in risk analysis or management, within the BNPL sector or related financial services.
• Strong analytical skills with experience in statistical modelling and data analysis.
• Proficiency in risk management software and advanced Excel.
• Advanced SQL is essential.
• Knowledge Python, or R is a plus.
• Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely.
• Proven track record of managing projects and leading cross-functional initiatives.

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