Payments Architect (techno Functional)

Abu Dhabi, AZ, AE, United Arab Emirates

Job Description

##### Project description

A bank in UAE is embarking on a transformative Payment

Hub Program to enhance its payment processing capabilities, ensure compliance with regulatory mandates like ISO20022, and support multi-country, multi-scheme workflows across Corporate, Retail, and

Operational domains. To achieve seamless execution, the bank is seeking vendor expertise to establish robust program management and governance frameworks while designing and managing a scalable, secure, and complaint architecture that integrates with existing systems and supports future growth.


##### Responsibilities


Build a robust, scalable, future ready, target state and compliant architecture that integrates seamlessly with the bank's ecosystem and supports multi-scheme payment workflows


Technical Architecture:


Establish seamless integration with existing systems (e.g., core banking, middleware,


reconciliation tools) and external applications.


Ensure high performance, scalability, and fault tolerance for the Payment Hub platform.


Implement robust security controls to protect sensitive data during processing and storage.


Design and manage a hybrid infrastructure that supports on-premises systems for production and cloud environments for non-production phases (e.g., SIT, UAT).


Design APIs and microservices to ensure modularity, flexibility, and easier maintenance across integration points.


Functional Architecture:


Align architecture with regulatory standards, such as ISO20022 and central bank guidelines.


Ensure functionality supports Corporate, Retail, and Operations needs, including multi -scheme payment workflows.


Develop reusable components for future scheme rollouts to reduce time-to-market.


Enable dynamic rule-based workflows to adapt quickly to new payment schemes and regulatory changes.


Enable dynamic rule-based workflows to adapt quickly to new payment schemes and regulatory


changes.


Collaboration and Stakeholder Engagement:


Work closely with domain squads and platform squads to design and validate workflows and interface points.


Conduct workshops and deep-dive sessions to align the architecture with business priorities.


Documentation and Compliance:


Provide detailed architectural documentation, including:


Functional requirements.


Integration designs and workflows.


System scalability and performance guidelines.


Conduct regular reviews of architecture for compliance with internal and external standards.


##### Skills


Must have


MUST HAVE:


At least 8 years of professional experience prior experience of as an architect implementing large programs in Central Bank/ Regulatory payments area.


Experience of Payment Hub implementation and knowledge of Central Bank UAE payments scheme will be preferred.


Experience of working in large organization and collaborating with multiple entities/ department and managing sr. stake holders


Flexible to travel to bank's international location, if needed


Experience in reviewing the technical product / services contract and working with procurement and legal for closure and alignment


Nice to have


understanding/ experience of the following payment platforms/ Schemes: SWIFT, MUREX, Smart Stream (Cash Management System and Intraday Liquidity), Gloss


Experience in Banking/ FI in relation to payments standardisation, reconciliations, payments regulation, fraud, anti-money laundering, financial crime systems


Good understanding of the following operational areas: regulatory reporting, derivatives trade support, money market processing, bonds, collateral management, confirmations, credit control, fixed income trade support, loan participation, loan agency and settlements


##### Other


Languages


English: C2 Proficient


Seniority


Senior



Abu Dhabi, United Arab Emirates


Req. VR-111672


Software/System Architecture


BCM Industry


10/02/2025


Req. VR-111672

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Job Detail

  • Job Id
    JD1807251
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Contract
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Abu Dhabi, AZ, AE, United Arab Emirates
  • Education
    Not mentioned