Job Description

Job Title: Mortgage Consultant

Company: Amity Mortgages

Location: Dubai

Job Type: [Full-Time]

Job Overview: Amity Mortgage Company is seeking a dynamic and experienced Mortgage Consultant to join our team. The ideal candidate will be responsible for guiding clients through the mortgage application process, offering expert advice on loan products, and ensuring they secure the most appropriate mortgage solutions. This role requires a keen understanding of financial analysis, strong customer service skills, and the ability to stay updated on market trends and lending regulations.

Key Responsibilities:

• Client Consultation:
• Meet with clients to assess their financial situation, goals, and needs.
• Provide expert advice on different mortgage options and products.
• Explain complex mortgage concepts in a clear and understandable manner.
• Mortgage Application Process:
• Assist clients with the completion of mortgage applications and required documentation.
• Ensure accuracy and completeness of application materials.
• Submit applications to lenders and follow up on their status.
• Financial Analysis:
• Analyze clients' credit history, income, and other financial factors to determine mortgage eligibility.
• Calculate loan amounts, interest rates, and repayment terms based on clients' financial profiles.
• Market Research:
• Stay updated on current mortgage rates, market trends, and changes in lending regulations.
• Research and recommend appropriate lenders and mortgage products based on clients' needs.
• Customer Service:
• Provide exceptional customer service throughout the mortgage process.
• Address client inquiries and concerns promptly and professionally.
• Maintain strong relationships with clients to encourage repeat business and referrals.
• Compliance and Documentation:
• Ensure all mortgage transactions comply with relevant regulations and company policies.
• Maintain accurate records of all client interactions and transactions.
• Prepare and review loan documents to ensure accuracy and compliance.
• Collaboration:
• Work closely with real estate agents, loan processors, and underwriters to facilitate smooth transactions.
• Coordinate with lenders to obtain approval and funding for mortgage applications.
• Sales and Marketing:
• Promote mortgage products and services through various marketing channels.
• Develop and maintain a network of potential clients and referral sources.

Qualifications:

• Education: Bachelor's degree in Finance, Business Administration, or related field preferred.
• Experience: Previous experience as a Mortgage Consultant, Advisor, Loan Officer, or in a related financial role is advantageous.
• Skills:
• Strong knowledge of mortgage products, lending practices, and financial regulations.
• Excellent communication and interpersonal skills.
• Proficiency in financial analysis and mortgage software.
• Ability to work independently and manage multiple tasks simultaneously.
• High level of attention to detail and accuracy.

Compensation:

• Salary plus commission structure
• Benefits- UAE public holiday, visa and medical insurance.

Job Type: Full-time

Pay: AED5,000.00 - AED6,000.00 per month

Application Question(s):

• Available to join Immediately ?

Experience:

• Mortgage Real Estate: 1 year (Preferred)
• Loan , Banking , Mortgages: 1 year (Required)

Location:

• Dubai (Required)

Application Deadline: 19/10/2024