Job Description

•Requirements: •
- Bachelor degree related to Business Administration or Finance.

-Previous experience in Mortgage or Banking financial service.

•Responsibilities: •
- Discuss with prospective borrowers their financial situation, goals, and preferences regarding mortgage options.
- Guide clients through the mortgage application process, assisting them in completing necessary paperwork and gathering required documentation.

-Assess clients' financial profiles, including income, assets, debts, and credit history, to determine their eligibility for various mortgage products.

-Advise clients on the most suitable mortgage products based on their financial circumstances and preferences.

-Negotiate mortgage terms, including interest rates, loan duration, down payment requirements, and closing costs, on behalf of clients.

-Ensure compliance with all relevant regulatory agencies and lending institutions.

-Educate clients about the mortgage process, including potential risks and benefits, loan terms, repayment obligations, and strategies for improving creditworthiness.

-Build positive relationships with clients, real estate agents, appraisers, and other professionals involved in the mortgage transaction to facilitate smooth and timely closings.

-Maintain accurate and organized records of all mortgage applications, approvals, disclosures, and communications with clients and lending institutions.

-Keep abreast of industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape through ongoing training and professional development.

Job Type: Full-time

Pay: AED4,000.00 - AED5,000.00 per month