Loan Officer
Dubai, United Arab Emirates
Job Description
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: Key Responsibilities:
1. Review and evaluate loan applications, including credit reports, financial statements, and supporting documentation.
2. Assess clients\xe2\x80\x99 creditworthiness and financial risk to determine loan eligibility and terms.
3. Guide clients through the loan application process, explaining loan options, terms, and requirements.
4. Collect and verify applicant information, including income, employment history, and debt obligations.
5. Work closely with underwriters and loan processors to ensure timely processing and approval of loans.
6. Communicate loan decisions to clients and provide guidance on next steps in the loan closing process.
7. Maintain accurate records of loan applications, approvals, and disbursements in compliance with regulatory requirements.
2. Proven experience as a Loan Officer or similar role in the financial services industry.
3. Strong understanding of lending products, processes, and regulations.
4. Excellent analytical and financial analysis skills.
5. Ability to assess credit risk and make sound lending decisions.
6. Excellent communication and interpersonal skills, with the ability to build rapport with clients and referral sources.
1. Review and evaluate loan applications, including credit reports, financial statements, and supporting documentation.
2. Assess clients\xe2\x80\x99 creditworthiness and financial risk to determine loan eligibility and terms.
3. Guide clients through the loan application process, explaining loan options, terms, and requirements.
4. Collect and verify applicant information, including income, employment history, and debt obligations.
5. Work closely with underwriters and loan processors to ensure timely processing and approval of loans.
6. Communicate loan decisions to clients and provide guidance on next steps in the loan closing process.
7. Maintain accurate records of loan applications, approvals, and disbursements in compliance with regulatory requirements.
Requirements:
1. Bachelor\xe2\x80\x99s degree in Finance, Business Administration, or related field preferred.2. Proven experience as a Loan Officer or similar role in the financial services industry.
3. Strong understanding of lending products, processes, and regulations.
4. Excellent analytical and financial analysis skills.
5. Ability to assess credit risk and make sound lending decisions.
6. Excellent communication and interpersonal skills, with the ability to build rapport with clients and referral sources.
Job Type: Full Time
Job Location: Dubai
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Job Detail
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Job IdJD1681529
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDubai, United Arab Emirates
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EducationNot mentioned