Job Description

Company Description

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose - to uplift everyone, everywhere by being the best way to pay and be paid.


Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.



Working in a highly matrixed organization, reporting directly to Senior Director Finance Value Added Services, you'll have the opportunity to work and partner with various functions across CEMEA and Global and work closely with Product & Solutions leadership team with a focus on Issuing Solutions P&L.


The role necessitates a highly analytical mind and a strong technical background of using business and finance tools as well as:

• Requires flexibility in terms of supporting specials projects or covering other aspects of financial analysis as per business requirement
• Responsible for all the aspects of financial planning, analysis and reporting. It is expected to create and maintain a high standard of financial discipline, business decision support, and accountability within the region.
• Facilitating the development and delivery of the Budget, Forecast and Multi-Year Growth Plans for the function.
• The person will work closely with the functional leadership to drive efficiencies, monitor resources utilization, support resources allocations and propose the right costing model as well as cross charging mechanism.
• Managing the secondary Card Benefits P&L for the function and directly supports the sub regional team to deliver the growth strategies.
• Design new processes and procedures and constantly enhance existing ones through innovation and simplification in alignment with business and international governance / compliance requirements while achieving strategic business and financial outcomes.


Keys area of responsibility;

• Own and orchestrate financial planning, budgeting and forecasting processes.
• Coordinate inputs from the various, global, sub regions and functions for both Revenues and costs, plus lead the review and challenge process
• Focus on proactively communicating business implications observed from analysis, monitoring recent business trends to ensure forecast accuracy and clarity of calculations
• Produce final materials for executive management review and approval with best clarity, accuracy, and timeliness of analysis (MBR, QBR's, etc)
• Simplify complex issues and structure analysis to answer business questions and communicate business implications from financial analysis at all levels
• Understanding of periodical financial results and highlight risk and opportunities and provide risk mitigation plans as well as ways to capture the opportunities
• Manage the Opex Budget and Headcount of the function
• Perform monthly close variance analysis with emphasis on communicating business implications
• Produce communication materials related to business and revenue performance for CEMEA management
• Ensure data integrity and consistency of information as well as organized documentation of results and data sources used
• Provide guidance and leadership on business cases and projects led by Product & Solutions function.
• Handle all ad-hoc request in a timely and accurate manner


Areas of expected leadership;

• Provide guidance to all business partners on matters of AOP, Budgets, tracking, reporting and analytics
• Proactively engage team members in Finance to develop analytics and deliver information in a format that adds value to the business.
• Be a trusted and strategic advisor to Functional Heads and establishes and maintains relationships with a broad base of key stakeholders, and serves as a key point of contact for her/his areas of responsibility
• Acquires and maintains an understanding of the strategies, priorities and issues of the teams supported
• Proactively communicates business implications observed from analysis and contributes ideas and solutions to business challenges / problems
• Proactively identifies and leads opportunities for process improvements and simplification
• Lead ad-hoc analysis and contributes to functional projects as needed to support business needs


Decision Making;

• Reviews business planning assumptions and challenges internal teams on their submitted numbers, to continuously improve forecast accuracy
• Prioritizes tasks between Finance and Function with focus on business execution, while balancing the need to meet tight deadlines
• Identifies and suggests process changes to improve forecasting techniques, own productivity, or quality of work output, and eliminate recurring issues
• Exercises good judgment to escalate issues to CEMEA Sr. Director and Finance Leadership members, along with recommended solution to resolve
• Liaises and responds to queries from key stakeholders, whether functional leads, finance, or other teams, and offers recommendations
• Works independently, yet knows when to seek guidance/alignment on new or complex situations


Reporting Relationships and Interactions

• Role is based in the CEMEA Hub, Dubai office, reporting to CEMEA Sr. Director Value Added Services, based in the same office
• Main stakeholders are Product & Solutions team, BPO and Finance Global and Regional.
• This individual is expected to interact effectively with various levels of Visa management and their regional staff
• Strong interpersonal skills will be required to address on-going needs of a complex, matrix reporting structure
• Multicultural sensitivity and interpersonal relationship management skills are essential, including ability to work effectively in a cross-functional team

•This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.•

Qualifications • Mastery in Finance, financial reporting & analysis, revenue, forecasting, financial modelling
• Electronic Payments industry experience: knowledge of Visa business and revenue streams is preferred
• At least 12 years of work experience
• Previous consultancy experience is highly appreciated
• Project Management skills
• Ability to influence peers and other teams to drive outcome
• Postgraduate degree from a top-tier school, preferably Finance and Accounting, MBA preferred
• User knowledge of TM1 and Hyperion desired
• Practical knowledge of US GAAP and IFRS
• Outstanding analytical and quantitative skills; can-do attitude to resolve tough business problems with well-structured analyses
• Excellent communication and interpersonal skills and ability to clearly communicate results with senior level executives and able to influence decision making
• Able to work cross functionally, geographically and with virtual teams while promoting a culture of openness, trust and flexibility
• Must be proactive, high-energy, motivated team player capable of delivering on multiple initiatives on tight timelines
• Proactive and enjoy a fast-paced and dynamic environment

Additional Information •Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.•