Credit Risk Underwriter
Dubai, United Arab Emirates
Job Description
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Key Responsibilities:
- Analyze financial data related to loan/credit requests.
- Evaluate loan/credit documents to ensure accuracy and completeness.
- Perform risk assessments on potential loan/credit recipients based on credit rating, borrowing history, and other specific risk factors.
- Record loan denials and specific basis for declining application.
- Monitor and report noncompliance with loan/credit covenants.
- Maintain client relationships and provide superior customer service.
- Assist with technical underwriting issues and questions.
- Review loan/credit documentation and vendor reports to identify signs of fraudulent activity.
- Develop and implement underwriting policies and procedures.
- Handle required security from clients/customers like mortgage of property, security cheque or any other instruments appropriate as per region to secure companys credit lines catered to customers.
- Applied knowledge of underwriting fundamentals and standard industry practices
- Understanding of basic financial principles and processes
- Knowledge of federal, state, and local regulatory requirements
- Ability to maintain confidentiality
- Strong analytical skills and attention to detail
- Excellent communication and negotiation skills
- Ability to multitask and work under pressure to meet strict deadlines
- Bachelors degree in Business, Finance, Accounting or a related field
- Minimum 5 years of underwriting or credit and risk analysis experience
- Preferably 30-45 years old
- Experience with underwriting automation tools preferred
- Demonstrated proficiency with Microsoft Office (Excel, Outlook)
- Sales bonus
- Group medical insurance
- Annual airfare allowance
- 2 days off (Saturday & Sunday)
- 22 days of annual leave (excluding weekends)
- UAE Holidays aligned with MOHRE announcements
- Company-sponsored parties/events
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Job Detail
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Job IdJD1688956
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:Not mentioned
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Employment StatusPermanent
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Job LocationDubai, United Arab Emirates
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EducationNot mentioned