Credit Risk Underwriter

Dubai, United Arab Emirates

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Key Responsibilities:

Analyze financial data related to loan/credit requests.
Evaluate loan/credit documents to ensure accuracy and completeness.
Perform risk assessments on potential loan/credit recipients based on credit rating, borrowing history, and other specific risk factors.
Record loan denials and specific basis for declining application.
Monitor and report noncompliance with loan/credit covenants.
Maintain client relationships and provide superior customer service.
Assist with technical underwriting issues and questions.
Review loan/credit documentation and vendor reports to identify signs of fraudulent activity.
Develop and implement underwriting policies and procedures.
Handle required security from clients/customers like mortgage of property, security cheque or any other instruments appropriate as per region to secure company\xe2\x80\x99s credit lines catered to customers.

Qualifications/Skills:

Education and Experience Requirements:

Bachelor\xe2\x80\x99s degree in Business, Finance, Accounting or a related field
Minimum 5 years of underwriting or credit and risk analysis experience
Preferably 30-45 years old
Experience with underwriting automation tools preferred
Demonstrated proficiency with Microsoft Office (Excel, Outlook)

Benefits:

Date of Joining: 01 Aug 2024 Job Type: Full-time Pay: AED8,000.00 - AED10,000.00 per month

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