Allianz Group is one of the most trusted insurance and asset management companies in the world.We are recruiting for a Credit Assessor to join our Allianz Trade office based in Dubai.Your role
Proactive top down credit risk assessment on portolio of buyers under defined covered markets
Periodic analysis across various sectors under defined geographies
Collection of proprietory information via direct contact or meetings with top management on sensitive risks
Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
Your challenge
Negotiation skills - to source necessary information and justifying rating decisions to internal stakeholders.
Adaptability to constant change in complex and dynamic business environment.
Strong skills in financial analysis
Strong market insights
Key responsibilities/What you do
Buyer assessment in line with EH Grading Methodolody and identifying key risk factors;
Develop close monitoring of market trends to identify trends and mitigate claims;
Ensuring assessments are conducted in line with quality standards as well as key performance indicators such as response time;
Proactively monitor portfolio of buyers to identify sensitive risks requiring additional diligence;
Conduct interviews with key management personnel to gather business updates, discuss financial performance and budgets;
Preparing and presenting detailed sector insights and reports;
Developing strong communication channels with internal stakeholders to ultimately ensure customercentricity.
Key Performance Indicators
Response time
Quality of assessments to mitigate claims
Timely submissin of large risk reports
Number of buyer contacts/visits
Timely review of sensitive risks
Timely delivery of ad hoc requirements (country sector matrix, sector reports, etc)
Key requirements/What you bring
knowledgable on GCC markets and/or trade sectors
Business expertise
Very good knowledge of Finance and Credit Management, minimum 2 to 3 years of relevant experience
Expertise and experience in buyers assessment
Interpersonal skills
Agile and team player
Ability to take grading decisions
Self motivation & positive attitude
Capacity to communicate with third parties in order to get information
Relationship with internal stakeholders
Educational requirements:
Finance background Bsc. in Finance/Accounting
Strong writing and communication skills in English
Preferred
Arabic will be a plus
CFA or equivalent professional qualification
Banking or Credit Insurance experience
Corporate Finance or Credit management experience
Caring for our employees, their ambitions, dreams and challenges, is what makes us a unique employer. Together we can build an environment where everyone feels empowered and has the confidence to explore, to grow and to shape a better future for our customers and the world around us.We at Allianz believe in a diverse and inclusive workforce and are proud to be an equal opportunity employer. We encourage you to bring your whole self to work, no matter where you are from, what you look like, who you love or what you believe in.We therefore welcome applications regardless of ethnicity or cultural background, age, gender, nationality, religion, disability or sexual orientation.Join us. Let\'s care for tomorrow.