Credit Analyst
Dubai, United Arab Emirates
Job Description
We are looking for a professional Credit Analyst to determine our customers creditworthiness. You will analyze financial data to assess the likelihood of a borrower honoring their financial obligations.Responsibilities
- Assess credit worthiness of existing or prospective clients
- Examine financial transactions and credit history case by case (applications, statements, balance sheets, legal documents etc)
- Complete ratio, trend and cash flow analyses and create projections
- Deliver a multidimensional perspective on the investment outlook in an accessible and informative manner
- Determine in depth the degree of risk involved
- Carefully analyse data and produce clear and objective reports
- Routinely monitor loans for compliance
- Adhere to credit policy and guidelines
- Monitor corporate portfolio asset quality on an ongoing basis
- Draft models of credit information that predict trends and patterns
- Proven working experience as a credit analyst
- Proficiency in statistical packages and financial software
- Up to date with legal, compliance and market risk related issues
- Ability to analyze cash flows, leverage, collateral and customer strength
- Strong communication and presentation skills
- Sound judgement
- BS degree in Business, Statistics or related field
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Job Detail
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Job IdJD1738335
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IndustryNot mentioned
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Total Positions1
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Job Type:Full Time
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Salary:6500 - 7000 per month
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Employment StatusPermanent
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Job LocationDubai, United Arab Emirates
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EducationNot mentioned