Responsibilities:Analyze corporate credit applications for various financing and Non funded products, including working capital Finance, trade finance, project finance and Guarantee.Conduct detailed financial statement analysis, reviewing balance sheets, income statements, cash flow projections, and other financial data to assess the companys credit profile.Conduct credit risk assessments based on internal credit policies and regulatory guidelines, particularly focusing on Islamic finance structuresRecommend appropriate risk mitigation strategies, including security/collateral requirements.Provide credit recommendations to the Credit Committee, including justifications for approval, rejection, or further review of applications.Set appropriate credit limits, terms, and conditions for approved corporate financing solutions based on risk assessments.Collaborate with relationship managers to gather additional information from corporate clients, clarify credit application details, and provide feedback on credit decisions.Engage directly with clients when needed to understand their financial needs and ensure that solutions align with their business objectives.Required Skills:Bachelors degree in Finance, Accounting, Economics, or a related field. A professional certification (e.g., CFA, CIB) or certification in Islamic finance is an advantage.Min 3+ years of experience in corporate credit analysis, preferably within a bank or Islamic financial institution.Strong knowledge of Islamic finance principles and corporate credit products such as trade finance, project finance, and structured finance.Expertise in financial statement analysis, risk assessment, and credit evaluation.Strong understanding of Islamic finance structures and regulatory compliance.Excellent written and verbal communication skills in English; proficiency in Arabic is an advantage.High attention to detail, with strong analytical and problem-solving abilities.Ability to work under pressure and meet tight deadlines, ensuring sound decision-making.

Innovations Group