Job Description

Cluster Credit Manager - MEA
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#### At ABB, we are dedicated to addressing global challenges. Our core values: care, courage, curiosity, and collaboration - combined with a focus on diversity, inclusion, and equal opportunities - are key drivers in our aim to empower everyone to create sustainable solutions. That's our story. Make it your story.

### This position reports to


Senior Treasury Manager

### Your role and responsibilities


In this role, you will be responsible to ensure compliance with O2C E2E Credit Risk Policy, and related policies, procedures/ supporting documents, and internal controls defined by Global Process Owner (GPO). You will also be required to proactively manage third-party customer portfolio while supporting business for informed decisions, subject matter expert on credit risk topics and supports the local Business Area (BA)/Divisions, providing credit decision & recommendations based on solid rationale. The work model for this role (onsite) This role is contributing to all Business Areas/Divisions based in GCC countries and would be based in either UAE, Saudi Arabia and Qatar. You will be mainly accountable for: oEnsuring an optimal credit risk profile of the third-party customer portfolio by taking responsibility, in assigned cluster (of countries), for all credit risk reviews, while outlining mitigation requirements (as needed), monitoring and reporting credit risks, being a subject matter expert for Business Are-as/Divisions. oActing as an active participant in ABB global credit risk management network, ensuring effective implementation of credit risk policy, procedures, processes and supporting documents. oProper assessment, review, and approval of the creditworthiness of all potential new and existing third-party customers, guarantors and consortium partners (if applicable). This includes credit risk assessments prior to issuing quotations or accepting contracts with respect to sales of goods or services, projects, and sales frame agreements. oSupporting the organization in the establishment and ongoing development of the collaborative credit risk management framework. oPrimary speaking partner of Local Business Areas/Divisions for customer credit risk matters. Facilitates effective business decisions by identifying and communicating credit risks and opportunities of business proposals, to avoid revenue loss and contribute to a low cash conversion cycle.

### Qualifications for the role

• Bachelor's or Master's degree in Business Administration, Accounting, Finance or similar
• More than 5 years of relevant experience as Credit Manager in fundamental credit risk analysis of corpo-rations and financial companies, or project risk management. Financial Acumen.
• Strong understanding of Order-to-Cash end-to-end process, including the identification of the custom-er, credit risk evaluation, credit terms and conditions, customer billing, cash application, collections, and dispute management.
• Interdisciplinary and networked thinking, strong interest in understanding the inherent complexity and dynamics of countries and industries (including changes in regulatory frameworks) and their relevant impact on corporate and financial counterparty credit risk profiles.
• Ability to interact, negotiate with different stakeholders. Motivated to train and drive change.
• Strong analytical and problem-solving skills, ability to work towards tight deadlines, demonstrating high degree of expertise and commitment. Confident in making decisions.
• Experience in implementing, managing, monitoring, and reporting for large processes and projects

### Benefits

• Retirement plan

### More about us


We value people from different backgrounds. Could this be your story? Apply today or visit www.abb.com to read more about us and learn about the impact of our solutions across the globe. #MyABBStory