:Role : Assistant Policy Manager Location: DubaiRole Purpose:Assistant Manager for Auto Finance. Assist the policy head in monitoring credit policy.Key Accountabilities of the roleThese are the main responsibilities of this roleRESPONSIBILITIES:
Quality assurance for sample of credit application files to ensure the cases are approved in adherence in policy and procedures.
Review of dealers and evaluators performance.
Listing and Delisting of used car dealers and evaluators based on performance and TL expiry.
Co-ordinate with internal units for requirement gathering, enhancement, and system UAT. The development and automation of MIS requirements.
RESULTS REQUIRED:
Ensure the post approval review has performed for covered card and auto finance approved cases
Ensure policy changes are incorporated in the core system as and when changes occur
Ensure that consolidated policies are available to underwriting as and when changes occur.
Perform other duties or responsibilities that are assigned by the management.
Review of portfolio segments - monitor quality of the portfolio via segmentation analysis for both performing & non-performing portfolio.
To keep chronology of policy changes in AF
Completion of RCSA items on monthly basis.Specialist Skills / Technical Knowledge Required for this role: Good working knowledge of Excel, Word, and PowerPoint.Previous experience required (if any)Minimum 3 to 5 years of working experience in the retail banking risk function.Behavioral Competencies: -The competencies required to undertake this role and the level at which performance would be assessed as being satisfactory are: